Tom began his career on Wall Street in 1968 as a stockbroker with Bache & Co. In 1970 he joined Loeb Rhoades, where he was appointed trader in the newly created GNMA securities market. During his career as a fixed income trader, department head and institutional salesman he worked at such global investment banks as United California Bank, Smith Barney, Société Générale, Morgan Stanley and UBS Securities.
In 1992 he switched into the highly profitable long distance telecom market and founded World Access Telecom, Inc. which he ran as President until 2001. It was then that he transitioned into the Life Settlement market and became a Director of AmeriFirst, Inc. which through its subsidiary companies operated as a Provider, Servicer and Fund Manager in Life Settlements. During this time, Tom helped in writing the procedures and anti-fraud manuals, establishing AmeriFirst Funding Group as a Provider in 38 states and setting up a broker network to purchase policies throughout the U.S. He also marketed AmeriFirst Fund 1, LLC, a registered S-1 filing, throughout the U.S., Europe and Asia.
Tom left AmeriFirst in 2004 after meeting Dr. Michael Ramsingh, Director of Mondiaen Capital Management, N.V., a privately held Dutch broker/dealer and Fund Manager and member of Euronext. Together, they formed Creative Structured Finance, LLC focusing on structuring, modeling, fund management and financing needs for non-investment rated companies. Also, in 2004 Tom created Corinthians, LLC, a consulting company specializing in the Origination, Financing, Portfolio Modeling, Servicing, and Marketing of Life Insurance Policies in the Secondary Market.
Currently, Tom serves as Director of Life Settlement Services for Chapman, Hext & Co., and he is also a Director of White Rock Advisors, a corporate finance subsidiary of Chapman Hext & Co., a regional accounting firm with a full suite of accounting, tax, and financial services, along with corporate finance, wealth management, and private equity services. Tom brings with him over 38 years experience in the financial markets and is a specialist in Life Asset Financing. He holds FINRA licenses Series 7, 22, 24, and 63 and is a licensed agent in Life, Variable Annuities, and Health Insurance.